Highways Uninsured Loss Recovery

Claims recovery for highways

With our team of experts at the helm of your uninsured loss recovery, we can work towards maximising recovery of loss for any damage caused to property on England’s highways by negligent third parties.

Usually, organisations responsible for highways are insured for any external liabilities, however there is often no insurance for own losses. So, if damage is caused to a structure on our highways by someone else, there is often either no insurance cover available or a large excess in place, with no formulated process for recovering costs from the at-fault person or their insurer.

Who we work with

Highways and infrastructure organisations

We work with leading organisations in the highways space, who are responsible for our country’s strategic road network and the upkeep of property and structures on UK highways.

Such property includes, but is not limited to:

• Central reservations;
• Barriers;
• Bridges and overpasses;
• Culverts;
• Some pipes, depending on diameter;
• Retaining walls.

Local councils

With council clients our highway claims strategy is more localised; we help recover losses relating to damage of structures on local roads such as:

• Pedestrian guard rails;
• Footbridges;
• Traffic signal apparatus;
• Any other type of street furniture.

We’ll help recover the losses caused by damage to any of the property examples given. This may also include claims against members of the public, contractors or other non-employed personnel, causing damage and loss through their actions or inactions.

How we work

We are flexible when it comes to ways of working. If you and your team would prefer a transparent, hands-on approach then we can facilitate this with regular updates, training for your team on our processes and industry information shares. Or, if you’d rather minimal touchpoints with our team we can create a communication plan that suits you.

We will share regular reports on claims data and how your loss recovery landscape looks over time.