We are a leading specialist in uninsured loss recovery for businesses. If one of your vehicles or property is damaged in an accident that is the fault of someone else and your insurance cover does not cover the damage, we recover those losses on your behalf.
What is uninsured loss recovery?
If property or vehicles owned by the local authority are damaged by someone else, you can usually recover some of the cost of repairs from your insurance provider. Anything that isn’t paid for under the terms of your insurance agreement is defined as an ‘uninsured loss’. ULR is the process of claiming back these costs following an accident that wasn’t your fault and where the negligent party or vehicle is identified.
Typically, we work closely with many different types of organisations to recover their losses. See below:
- Multi-national organisations;
- Public bodies;
- Insurance companies;
- Fleet companies;
- Any business within the retail, logistics, rental or construction sectors.
Motor uninsured loss recovery
We work to recover all losses resulting from an incident involving a vehicle belonging to you, including policy excess, repairs, hire and storage.
Property uninsured loss recovery
Many businesses aren’t aware that they can recover losses relating to property damage. We handle recovery of losses relating to retail premises, car parks, car washes and other commercial property.
The fact that we’re specialists makes us unique. It means we understand the issues you face in getting your money back, and we know how to deal with that to maximise your returns. Being a legal services provider adds further value and real depth of expertise should your case touch upon other matters. We’re able to use the full force of the law to proactively pursue your losses – we don’t have to delay matters by outsourcing it to others.
Highways uninsured loss recovery
We work with organisations who are responsible for maintaining our country’s highways. Usually, they are insured for any external liabilities, however there is often no insurance for own losses.
If damage is caused to a structure on our highways by someone else, there is often no formulated process for recovering costs from the at-fault person or their insurer.